Independent guide — not affiliated with the Social Security Administration. Official schedule: ssa.gov

Social Security Payment Schedule for October 2027

Social Security retirement, survivors, and disability payments in October 2027 arrive on Wednesday, October 13, 2027, Wednesday, October 20, 2027, or Wednesday, October 27, 2027, depending on your date of birth. SSI and pre-May-1997 dates are below.

Born on the 1st – 10th

2nd Wednesday

Wednesday, October 13, 2027

Born on the 11th – 20th

3rd Wednesday

Wednesday, October 20, 2027

Born on the 21st – 31st

4th Wednesday

Wednesday, October 27, 2027

Benefits started before May 1997, or you get both Social Security and SSI

3rd of the month

Friday, October 1, 2027

Moved up from October 3, which falls on a weekend or federal holiday.

SSI (Supplemental Security Income)

1st of the month

Friday, October 1, 2027

Watch out in October 2027

How these October 2027 dates are set

SSA staggers payments by the beneficiary's day of birth: the 1st–10th are paid on the second Wednesday, the 11th–20th on the third Wednesday, and the 21st–31st on the fourth Wednesday of the month. People who started benefits before May 1997 — and anyone receiving both Social Security and SSI — are paid on the 3rd, and SSI arrives on the 1st. Any date that lands on a weekend or federal holiday moves to the business day before it, never later.

Not sure which group you're in? Use the "When is my payment?" tool or browse the full 2026 and 2027 calendars. Wondering what next year's raise means for your check? Try the COLA calculator.